Long-term savings on educators’ legal liability and general liability insurance that result from decreased premiums, net income retained in the captive, and low operating costs with no overall change in coverage as the captive’s reimbursement agreement follows the primary carrier’s policy form.

How Schools Will Save With edLIABILITY

Long-term savings result from decreased premiums, net income retained in the captive, and low operating costs.

Photo courtesy of Clark University, an edHEALTH and edLIABILITY member-owner school
Photo courtesy of Clark University, an edHEALTH and edLIABILITY member-owner school

How Schools Will Save With edLIABILITY

Member-owners realize long-term savings that are the result of pooled purchasing power, underwriting profits, decreased expenses, and investment income.

Proven employee healthcare solution with more than ten years of controlling costs through medical stop-loss coverage, collaboration, and purchasing power, all of which drive better faculty and staff benefits and lower costs compared to the commercial marketplace.

Long-term savings on property insurance that result from decreased premiums, net income retained in the captive, and low operating costs with no overall change in coverage as the captive’s reimbursement agreement follows the primary carrier’s policy form.

Proven employee healthcare solution for higher education and secondary schools with more than ten years of serving member-owners with comprehensive coverage while controlling overall costs through medical stop-loss coverage and much more.

Offering long-term savings, reduced dependence on the commercial market, and increased control of coverage on their property insurance.