Guiding Principles

edRISK, built from the ten-plus-year success of edHEALTH, a proven employee healthcare solution for higher education and secondary schools, applies the same core principles that guide edHEALTH to its way of doing business.

These five principles guide all programs in edRISK:

SAVINGS

Together, we can retain more risk with less volatility than most schools can realize on their own.  We strive to run programs with lower operating costs than average commercial insurance companies. Member-owners share in the savings.

COLLABORATION

At the core of every edRISK program is true collaboration. When our member-owner educational institutions, our business partners, and the edRISK team come together, we improve the overall value of each of our programs.

OWNERSHIP

edRISK is entirely member-owned and governed. All profits belong to the member-owner educational institutions.

TRANSPARENCY

Our transparent approach means member educational institutions have access to all pricing components, and to their claim information, which enables data-driven decision-making. Member-owners directly contribute to strategic priorities and program design decisions that meet their needs while containing rising costs. 

INNOVATION

Innovation enables us to look ahead and better support educational institutions for the long term. Through data analysis, strategic thinking, and true collaboration, we provide educational institutions with new programs that meet their changing needs.

SAVINGS​

Through our group purchasing power, we consistently negotiate lower fixed costs with less volatility than mosts schools can realize on their own. Member-owners share in the savings generated.

COLLABORATION​

At the core of every edRISK program is true collaboration. When our member-owner educational institutions, our business partners, and the edRISK team come together, we improve the overall value of each of our programs.

Ownership

edRISK is member-owned and is run by and for its educational institutions. Member-owners govern, control, and have a meaningful say in the decision-making process.

TRANSPARENCY

Innovation enables us to better support higher education institutions and secondary schools. Through data analysis, thinking strategically, and true collaboration, we help educational institutions select risk management programs that meet their needs while mitigating rising insurance costs.

Innovation

Innovation enables us to better support higher education institutions and secondary schools. Through data analysis, thinking strategically, and true collaboration, we help educational institutions select programs that meet their needs while containing rising insurance costs.

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